Financial intelligence for UK airline pilots

Every financial decision,
mapped.

Pilot finances are genuinely complex — roster pay, allowances, type ratings, loss of licence risk, directorships, pension gaps. LifeOS turns that complexity into two clear numbers and gives you the information to act on them.

Freedom Score
41

A live projection of where you stand against your key financial goals. Recalculates whenever your data changes.

Legacy Timeline
2034

When the conditions you define for meaningful impact outside of work are projected to be achievable.

Decision support, not a dashboard

Most financial tools show you where you are. LifeOS shows you where each decision leads. Overpay the mortgage or invest the surplus? Take the wide-body command or stay on the narrowbody and start a business? Go contractor or stay PAYE?

LifeOS models the consequences of each path against your actual numbers — income, tax, equity, goals — so the decision has a financial cost attached before you make it.

Built around licence risk

Loss of licence, medical certificate renewals, CAA compliance dates — the risks specific to commercial aviation are first-class citizens, not an afterthought.

Connected to your data

Open Banking and HMRC integrations pull your real numbers in. No manual reconciliation, no stale spreadsheets.

Completely private

Your financial data is yours. It never trains models, never gets aggregated, never leaves your household.

Thirteen modules. Two numbers.

Every module feeds your Freedom Score and Legacy Timeline. LifeOS doesn't prescribe a path — it prices each one so you can choose with clear information.

Memory
Family dates that matter
Vault
Income & tax
Income Architecture
Scenario modelling
Shell
Home & mortgage
Retreat
Holiday home planning
Wheels
Vehicles
Pulse
Bills & subscriptions
Horizon
Goals & freedom
Seeds
Kids & family
Ventures
Digital businesses
Shield
Protection & estate
Stewardship
External responsibilities
Legacy
The life you're building toward
Command
Decision calendar
Optimise
Money you're not getting

Your first Freedom Score in under ten minutes.

Connect your bank and HMRC data and LifeOS builds your opening projection automatically. No spreadsheets, no financial adviser required.

Create your account — it's free